Lending & Loan Management

Complete loan lifecycle management that scales with your ambitions. From application to completion, automate everything while maintaining the personal touch your members value.

Stop Fighting Your Loan Management System

Manual calculations and spreadsheet-based loan schedules
Days to process applications with back-and-forth paperwork
Compliance headaches with manual reporting and audit trails
Limited loan products because your system can't handle complexity

Soar's lending platform handles all of this automatically, so you can focus on helping more members achieve their goals.

The Soar Difference

Instant automated decisions
Any loan type or structure
Real-time payment tracking
Built-in compliance

Everything You Need for Modern Lending

Purpose-built features that handle the complexity of lending while keeping things simple for your team and members.

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Any Loan Type, One Platform

Personal loans, business loans, mortgages, asset finance - configure any product you need.

Automated Decision Engine

Instant decisions based on your lending criteria, integrated with Experian and Open Banking.

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Smart Arrears Management

Automated escalation, payment plans, and recovery workflows that protect vulnerable customers.

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Flexible Repayment Options

Weekly, fortnightly, monthly, or custom schedules. Payment holidays and restructuring built-in.

The Complete Loan Journey

From first enquiry to final payment, every step automated and tracked

1

Application

Online, mobile, or branch

5 mins
2

Decision

Automated credit checks

Instant
3

Documentation

E-signatures & verification

10 mins
4

Disbursement

Faster Payments release

Same day

Real Results from Real Lenders

90%

Reduction in application processing time

60%

Fewer arrears through better affordability checks

24/7

Member self-service for applications and management

100%

Regulatory compliance with automated reporting

Integrated with Everything You Need

We've done the hard work of integrating with industry-leading services, so you get enterprise capabilities without the enterprise complexity.

Experian Credit Checking
KYC Integration
Open Banking Providers
Document Verification
E-signature Solutions
SMS/Push Notifications

Key Lending Features

  • • Configurable loan products with custom fields
  • • Automated affordability and credit assessments
  • • Flexible repayment schedules and restructuring
  • • Multi-channel payment collection
  • • Comprehensive arrears management
  • • Real-time reporting and analytics
  • • Full audit trail and compliance reporting
  • • Member self-service portal

Ready to Transform Your Lending?

See how Soar can help you serve more members, reduce risk, and grow sustainably